Personal Savings, CDs & IRAs

Everyone should have a “rainy-day fund” and we know that you need options when it comes to saving for the future. We offer a variety of interest-bearing accounts that can help you meet your financial goals. Whether you need constant access to your funds or want to invest in a long-term account, we have the right account for you.

Personal Monthly Savings:

Only requires a minimum opening deposit of $50.00
If you maintain a balance of $10.01 or more, you can earn interest
Monthly statements are available
No monthly service charge

Minor Savings for Preschool Age Children:

$10.00 opening deposit
If you maintain a balance of $10.01 or more, you can earn interest
Monthly statements are available
No monthly service charge

Money Market Accounts:

Pays higher interest rate than savings
Tiered interest rates (interest rate increases as your balance increases)
Maintain an average daily balance of $1,000.00 in order to avoid a monthly maintenance fee
Daily access to your funds

Certificates of Deposit:

Pays higher interest than savings and money market accounts
Several terms to choose from, depending on how long you need to invest your funds
Interest is compounded daily

Individual Retirement Accounts:

We offer Traditional, ROTH and SEP IRA’s
Helps with your retirement planning
Requires a $50.00 minimum opening deposit
Has a tiered interest rate
Quarterly statements are provided

Ready to get started?

Call the bank today and speak with a New Accounts Representative to get the right saving plan started for you.