Personal Savings, CDs & IRAs

Everyone should have a “rainy-day fund” and we know that you need options when it comes to saving for the future. We offer a variety of interest-bearing accounts that can help you meet your financial goals. Whether you need constant access to your funds or want to invest in a long-term account, we have the right account for you.

Personal Monthly Savings:

  • Only requires a minimum opening deposit of $50.00
  • If you maintain a balance of $10.01 or more, you can earn interest
  • Monthly statements are available
  • No monthly service charge

Minor Savings for Preschool Age Children:

  • $10.00 opening deposit
  • If you maintain a balance of $10.01 or more, you can earn interest
  • Monthly statements are available
  • No monthly service charge

Money Market Accounts:

  • Tiered interest rates (interest rate increases as your balance increases)
  • Maintain an average daily balance of $1,000.00 in order to avoid a monthly maintenance fee
  • Daily access to your funds

Certificates of Deposit:

  • Pays higher interest than savings and money market accounts
  • Several terms to choose from, depending on how long you need to invest your funds
  • Interest is compounded daily

Individual Retirement Accounts:

  • We offer Traditional, ROTH and SEP IRA’s
  • Helps with your retirement planning
  • Requires a $50.00 minimum opening deposit
  • Has a tiered interest rate
  • Quarterly statements are provided

Ready to get started?

Call the bank today and speak with a New Accounts Representative to get the right saving plan started for you.

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