Lending Decisions Made Right Here at Home

Term Loans:

Longer term loans for improvements or expansions to your business or ag operation.

  • Investment real estate and improvements
  • Ag real estate and improvements
  • Machinery and equipment
  • Livestock purchase

Line of Credit:

Short term loans to meet daily operating needs of your business or ag operation. Advances are made directly into your First National Bank checking account.

Construction Loans:

Short term loans that can be refinanced into a traditional mortgage loan at the completion of construction.

Letter of Credit:

Securing payment to vendors, lessors or sellers.


  Meeting with a loan officer for the first time? Bring your last three years tax returns with you.

  Note:  Keep your personal and business finances separate with a Business Checking Account. 

  Contact our New Accounts Department today.

Questions?

Have questions about what loan will work best for your needs? Call today and ask for any of our commercial lenders.

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We have become aware of new fraud schemes occurring in our area with the use of bitcoin ATMs.  If you are contacted by phone or computer directing you to make a payment using bitcoin, PLEASE contact one of the following people in our Compliance Department immediately: Merry Wheeler, Leah Olsen or Lacey Swayne. 

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