Community Reinvestment Act Notice
Under the Federal Community Reinvestment Act (CRA), the Office of the Comptroller of the Currency (OCC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The OCC also takes this record into account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the OCC; and comments received from the public relating assessment area needs and opportunities, as well as our responses to those comments. You may review this information today by reviewing the public file which is available at www.fnbgordon.com or 134 N. Main St. Gordon, NE 69343.
You may also have access to the following additional information, which we will make available to you after you make a request to us: (1) a map showing the assessment area containing a select branch which is the area in which the OCC evaluates our CRA performance for the particular community; (2) branch addresses and associated branch facilities and hours in any assessment area; (3) a list of the services that we provide at those locations; (4) most recent rating in the assessment are; and (5) copies of all written comments received by us that specifically relate to the needs and opportunities of a given assessment area, and any responses we have made to those comments. If we are operating under an approved strategic plan, you may also have access to a copy of the plan.
At least 30 days before the beginning of each quarter, the OCC publishes a nationwide list of the banks and savings associations that are scheduled for CRA examination in that quarter. This list is available from the Deputy Comptroller Attn: Karen Boehler, West/Midwest Region, 1050 17th Street, Suite 1500, Denver, Colorado 80265. You may send written comments regarding the needs and opportunities of any of bank’s assessment areas Brooke Gates, CRA Officer, The First National Bank of Gordon, P.O. Box 290, Gordon, Nebraska 69343 or by email, brooke@fnbgordon.com and Karen Boehler, Deputy Comptroller West/Midwest, Office of the Comptroller of Currency, 1050 17th Street, Suite 1500, Denver, Colorado 80265 or by email, CRACOMMENTS@OCC.TREAS.GOV. Your comments, together with any response by us, will be considered by the Comptroller in evaluating our CRA performance and may be made public.
You may ask to look at any comments received by the Deputy Comptroller. You may also request from the Deputy Comptroller an announcement of our applications covered by the CRA filed with the Comptroller.
We are an affiliate of Isham Management Company, a bank holding company. You may request from the Assistant Vice President, Federal Reserve Bank of Kansas City, 1 Memorial Dr., Kansas City, MO 64198 an announcement of applications covered by the CRA filed by bank holding companies.
Location of Services
Bank Building
134 North Main Street
Gordon, NE 69343
Night Deposit Service
Located at the front and back of the bank building.
ATM Machine
Located at the front of the bank building.
Hours of Operation
Lobby
Monday - Friday
9:00am to 3:00pm
Drive Up Window
Monday - Friday
7:30am to 4:00pm
7:30am to 4:00pm
ATM Machine
24-hour availability
Services Provided
- Lending
- Deposit
- Night Depository
- Drive-Up Window
- ATM- 24-Hr.
- Account Reconciliation
- Safe Deposit Box Rental
- Money Orders
- Cashier’s Checks
- Wire Transfers
- Internet Banking
- Bill Pay
- Intra Fi Network (CDARS)
- Instant Issue Visa Debit Card
- Fraud Watch Plus
- Mobile Banking
- Remote Deposit Capture/Merchant Source Capture
- Westgate Bank Broker Program
- Texas Independent Bank Broker Program
- Rocket Mortgage Broker Program
- Direct Payroll
- Money IQ Financial Literacy Center
- Retail and Business Online Banking
- Digital Wallet
- E-Statements
- Card Hub
- Positive Pay
- Savings Bond Redemption
- Escrow Services
Special Services
- Photocopying
- Fax Service
Types of Credit Offered
- Real Estate Loans
- Construction and land development
- Farmland and farmland residential
- 1-4 Family residential through Westgate Bank and Texas Independent Bank Broker Programs
- Multi-family
- Nonfarm, nonresidential (commercial)
- Agricultural/Commercial Loans
- Current year operating expense
- Livestock or commodities
- Intermediate term loans
- Capital improvement loans
- General Purpose
- Capital Assets
- Operating
- Consumer Loans
- Automobiles – installment
- Home Improvement – installment
- Dealer – consumer
- Personal- installment
- Personal – single pay
- Guaranteed Loans
- FSA
- SBA
- USDA
- HUD
- Letters of Credit
- Farmer Mac, Conterra
- Assist borrower in obtaining financing under various GAP financing programs such as: REAP, PADD, NNDC, West River Development, Lakota Funds, Nebraska Department of Energy Loans, and Mazaska Owecasco OTIPI Financial (Native Financing Group in Pine Ridge, South Dakota).
First National Bank has increased efforts to make loans to help meet identified credit needs within the communities we serve. First National does not make VA or FMHA Insured Mortgage Loans, but personnel can assist you in applying for these loans with other legal institutions.