Personal Savings, CDs & IRAs
Everyone should have a “rainy-day fund” and we know that you need options when it comes to saving for the future. We offer a variety of interest-bearing accounts that can help you meet your financial goals. Whether you need constant access to your funds or want to invest in a long-term account, we have the right account for you.
Personal Monthly Savings
- Only requires a minimum opening deposit of $50.00
- If you maintain a balance of $10.01 or more, you can earn interest
- Monthly statements are available
- No monthly service charge
Minor Savings for Preschool Age Children
- $10.00 opening deposit
- If you maintain a balance of $10.01 or more, you can earn interest
- Monthly statements are available
- No monthly service charge
Money Market Accounts
- Tiered interest rates (interest rate increases as your balance increases)
- Maintain an average daily balance of $1,000.00 in order to avoid a monthly maintenance fee
- Daily access to your funds
- Pays higher interest than savings and money market accounts
- Several terms to choose from, depending on how long you need to invest your funds
- Interest is compounded daily
Individual Retirement accounts
- We offer Traditional, ROTH and SEP IRA’s
- Helps with your retirement planning
- Requires a $50.00 minimum opening deposit
- Has a tiered interest rate
- Quarterly statements are provided
Ready to get started?
Call the bank today and speak with a New Accounts Representative to get the right saving plan started for you.
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