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Rates

*Rates and Annual Percentage Yields are accurate as of 11/20/2025. For current rate information, call (308)282-0050
 

Certificate of Deposit Rates

Term Interest Rate % Annual Percentage Yield
30-181 Day 2.25% 2.28%
182 Day 3.60% 3.67%
12 Month 3.45% 3.51%
18 Month 3.40% 3.46%
24 Month 3.25% 3.30%
30 Month 1.98% 2.00%
36 Month 2.05% 2.07%
60 Month 2.05% 2.07%

 

* Interest on CD's is compounded daily. Minimum deposit is $1,000.00. The Annual Percentage Yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.

* Early withdrawal penalties may be imposed for early withdrawals; fees may reduce earnings on the account.

* Early withdrawals may result in a loss of interest and may include principal. Please see below: 
  • 30-31 day: Greater of all accrued interest or half of the term interest on the amount withdrawn subject to penalty.
  • 32-181 day:  Equal to one month of interest on the amount withdrawn subject to penalty. 
  • CDs with a term of 12 months or under: One month interest on the amount withdrawn subject to penalty. 
  • CDs with a term greater than 12 months: Three months interest on the amount withdrawn subject to penalty. 
* Rates and Annual Percentage Yields are accurate as of 11/20/2025. For current rate information, call (308)282-0050

 












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